Jade Bike Loans makes motorbike ownership accessible to more enthusiasts with the best loans, based on our signature cheap interest rates. You too can make that bike dream a reality, that aspiration achievable and purchase the motorcycle of your choice with a great motorcycle loan.
For that personal daily ride, recreational tourer, sports racer, classic collector’s bike or a motorcycle as your business vehicle, Jade offers both personal loans and business finance products to suit all motorbikes and all purchasers.
Cheap interest rates are the cornerstone of our business. Our signature move, our legendary feature and your assurance that the bike loan we offer you is the best on the market.
Jade is an experienced finance broker, with accreditation with many banks and lenders so we have direct contact with sources that specialise in motorbike finance. With a vast selection, we have the advantage of being able to assess the best and negotiate an even better deal for you.
Our nationwide coverage makes the entire loan process even more streamlined. You’re assigned your own consultant that knows the bike market and will handle every aspect of your loan application through to settlement, wherever you are in Australia and wherever the bike is located. New, used, buying from a dealer, private seller, online marketplace or auction – we will be guiding, advising and supporting you through the process. For tips, hints and industry info, head to our blog for a browse.
In a highly competitive market, Jade continues to prove that when it comes to bargaining for cheap rates and cheap deals on behalf of our customers, our tough negotiating skills are unsurpassed.
Get a Quick Quote
Explore our extensive array of motorcycle financing options, covering a wide range of models including cruisers, sport bikes, touring bikes, and more. We are dedicated to delivering premium loan solutions tailored to your individual preferences.
Benefit from our nationwide coverage, ensuring seamless facilitation of your motorcycle purchase anywhere in Australia. In the digital age of online sales, your Jade consultant goes beyond securing your loan, offering assistance with various aspects of the transaction.
Our extensive clientele praises our proficiency and profound insight into the motorcycle financing sector. What distinguishes us is our capacity to secure and evaluate top-notch motorbike loans with competitive rates. Combined with our unmatched negotiation prowess and steadfast dedication, we consistently achieve optimal results for our valued customers.
With a wealth of experience in enhancing credit and lending solutions for our clients in the motorcycle industry, Jade has built a strong network, providing us access to numerous loan providers and financial institutions. This enables us to thoroughly evaluate a diverse range of motorcycle loan products. Leveraging our deep expertise in motorcycle financing, we adeptly identify and secure the ideal product tailored to meet your specific needs.
Lenders do not specifically request or determine deposits. The deposit required for a motorbike loan will depend on the amount that a lender approves to lend to the buyer/loan applicant. Lenders determine the maximum loan they will approve to individual applicants. The amount is based on the credit profile, financials of the individual, and the value of the machine compared with the loan required. Applicants with strong financials may be approved for no deposit financing.
No. Holding a licence to ride a motorcycle is not an essential requirement to be eligible for finance. A licence or learner’s permit is required to operate the motorcycle.
A broker may secure a better bike loan for an applicant through their extensive lender connections. Brokers cover off on many lenders to find the best offer. Buyers may not have the time or connections to cover off on as many lenders to find the best offer. Highly-regarded and experienced brokers will also have leverage with lenders that they use to secure the lowest rates and best loan conditions.
The interest rate on motorcycle finance depends on the type of loan, size of the loan, new or used motorcycle, the lender, and the individual financials of the applicant. Lenders advertise their best rate for new goods and applicants with a good credit score. Rates vary with lenders as lenders set their own rates. Used machine loan rates may be different from loans for new machines. Requesting a large loan compared with the value or price may attract a higher rate.
Yes. Loans for second-hand motorbikes are available. Where the lender accepts the machine as suitable loan collateral, the motorbike may be financed with a secured loan. If not accepted as suitable loan collateral, the machine may be financed with an Unsecured Personal Loan.
Yes. Buyers can apply for their finance before deciding on a motorbike to purchase. The loan amount required may be estimated for pre-approval purposes. An indication of the motorbike the buyer is considering should be provided. Specifically, whether it is new or second-hand and the price. Loans are conditionally approved prior to purchase. Pre-approved loan offers are valid for a specific time after which they expire if not used. The specifics, including the exact loan amount and interest rate, are finalised after purchase.
To apply for a motorbike loan, applicants must be over the age of 18 years, have the required Australian residency status, employment and income, and meet other eligibility criteria as determined in Consumer Credit Laws. Lenders require applicants to provide details and documents relating to their financial position. These may include tax returns, payslips, bank statements and similar.
A Comparison Rate is the interest rate on a specific loan example which is priced at the advertised rate, over the term as noted, and when some lender fees and charges are included. Under Consumer Credit Laws, lenders are required to display a Comparison Rate for all consumer loans.
Some applicants may be approved to borrow the full price of a motorbike. This is known as no deposit finance. Approval is subject to the lender’s assessment of the individual application.
Motorbike finance may be with a secured type of loan or an unsecured loan. Where the lender accepts the motorbike as suitable loan collateral, a secured format loan may be selected. Where the machine is not considered suitable collateral, buyers may consider an unsecured personal loan.
Find out for yourself. Call us on 1300 000 003 to get your bike loan happening, use our calculator for an instant estimate or request a quote online.
